Stamp Duty Calculator

Please note: This calculator is provided as a guide only on how much stamp duty land tax you will need to pay in England, Wales and Northern Ireland. It assumes that the property is freehold and for residential purposes.

Mortgage Calculator 

Please note: This calculation is a guide to how much your monthly repayments would be. The exact amount may vary from this amount depending on your lender's terms.

Mortgages and insurances are not as complicated as they may first seem. That’s why finding honest advisers, with invaluable experience and knowledge is so important.

Our partners over at Mortgage Saving Experts will make your journey as seamless and as clear as possible. After all, why make things more difficult than they have to be? Let them simplify everything for you and ensure we get you the best deal possible. Mortgage Saving Experts give our customers an honest and transparent service that will leave you thinking that mortgages and insurances aren’t as daunting as they may seem. The team are with you no matter what the circumstance, whether you’re a first time buyer, a landlord, moving onto a new chapter or just remortgaging. They're with you to help!

When you take out a mortgage, you have an initial rate for the first few years. After this initial rate finishes, the rate increases to the lenders variable rate. Three months before this rate is up for renewal, their team will contact you again to get a new deal in place before your rate and monthly payments increase.

First Time Buyer Mortgages

Buying your first home should be exciting – not frightening. It’s easy to see why some people can feel overwhelmed though.

There are a lot of different terms thrown at you from the second you start looking at mortgages: fixed rate, variable rate, repayment mortgage, interest-only, mortgage term, deposit, loan-to-value – and this is all jargon people expect you to already understand. 

Not to mention the fact that you might not know much about the homebuying process in general. How long does it take? What other services do you have to pay for? Who do you pay your deposit to? How much do you need in deposit?

You don’t have to figure it all out by yourself. We provide mortgage advice for first-time buyers, helping you at every stage of the application process. But that’s not all we do.

We’re a different kind of broker. We guide you through the entire homebuying journey. We find you the right mortgage, fill out and manage the application, liaise with the lender, arrange the insurance and refer you to a solicitor – all before organising the removal service and helping set up your bills

Buy To Let Advice

Whether you are investing in buy-to-let properties for the rental income or for the potential capital appreciation, choosing the right mortgage is essential. Not least because it is fraudulent to either let a property while only paying for a residential mortgage, or to move into a property that you have told the lender you are renting out.

You can only qualify for a buy-to-let mortgage based on the amount of rental income that you generate. Our mortgage partners over at Mortgage Saving Experts will help you by researching the market to find the best buy-to-let mortgage rates for you.

They compare thousands of buy-to-let mortgages in the market. Many of the deals you find through this comparison tool are not available on the high street, but only through reputable and independent brokers like Mortgage Saving Experts.

Whether you are investing in the property market for the first time or you are a professional landlord, get in touch to see how we can save you time, effort and money.

Mortgage Saving Experts Ltd is authorised and regulated by the Financial Conduct Authority FCA number 779662.  
Mortgage Saving Experts charge a fee of £695, however, any commission they receive from the mortgage lender is deducted from this fee, therefore, if the amount of commission they receive from the lender is more than £695 then no fee will be charged. If the commission received from the lender is less than £695 then you will be charged the difference.


Selling or Letting your property in Brighton & Hove? 

Take advantage of our 60 second valuation tool to see how much your property is worth. 



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